Southwest Mortgages is an introducer to JS Miller independent financial planning Ltd
Looking to buy your first home? Southwest Mortgages can introduce you to J. S. Miller Independent Financial Planning Ltd who are familiar with all of the government schemes. They can calculate how much you are able to borrow and guide you through every step of the application.
Currently there are several government schemes that can help you to buy a home. These include Help to Buy, Right to Buy and Shared Ownership. J. S. Miller Independent Financial Planning Ltd are familiar with all of the government schemes and will guide you throughout the process.
If you would like to speak to someone about buying your first home or to find out if you qualify for one of the government schemes, please get in touch.
Remortgaging is the process of switching to a new mortgage deal at the end of a fixed or discounted period. Southwest Mortgages can introduce you to J. S. Miller Independent Financial Planning Ltd who can assist you through this process from around 3 months ahead of your mortgage rate expiration.
The service will include researching the whole mortgage market to compare new deals to your current lender, ensuring the best available rate for you. At the time of remortgage you may consider reducing the term of your mortgage or taking out additional borrowing.
Thousands of customers remortgage and increase their borrowing. Whether you are looking to consolidate debt, refurbish your home or looking to raise capital, help is just a phone call away.
Looking to let your property? Southwest Mortgages can introduce you to J. S. Miller Independent Financial Planning Ltd who work with a variety of commercial lenders to offer excellent solutions.There are a variety of reasons why customers look at renting out a property or letting their own home. This could include increasing monthly income or planning ahead for retirement.
There are a number of ways J. S. Miller Independent Financial Planning Ltd can guide you to achieve these goals.
If you are prospective landlord or already in the buy to let market, contact us today.
Southwest Mortgages can introduce you to J. S. Miller Independent Financial Planning Ltd who offer a number of excellent providers and packagers to find comprehensive solutions to commercial lending.
The team at J. S. Miller Independent Financial Planning Ltd have assisted numerous customers in purchasing fully commercial properties for business, part commercial and part residential buildings as well as bridging finance and development loans.
So whether you’re looking to purchase a property for your business, buy a semi commercial property or build your own home, get in contact today.
Access to equity tied up in your current home in later life.
From the age of 55 there are several options to release cash to allow you to enjoy retirement, help family and friends or maintain your current lifestyle.
You can take out a mortgage secured on your property provided it is your main residence, while retaining ownership. You can choose to retain some of the value of your property as an inheritance for your family.
You can sell part or all of your home to a home reversion provider in return for a lump sum or regular payments. You can continue living in the property until you die, rent free, but you have to agree to maintain and insure it. You can ring-fence a percentage of your property for later use, possibly for inheritance.
If you would like more information about your options for equity release the Southwest Mortgages can introduce you to J. S. Miller Independent Financial Planning Ltd get in contact today.
It is incredibly important to protect you and your loved ones against life’s unforeseen obstacles. Southwest Mortgages can introduce you to J. S. Miller Independent Financial Planning Ltd and a wide range of offers including life and critical illness insurance, income protection and general buildings and contents cover.
There is free, extensive protection reviews for all our clients. Often a difficult subject to discuss, it is of the up most importance to have the correct insurance in place to suit you and your loved ones, should something unexpected happen. There is someone on hand to complete the whole application process on your behalf.
Life insurance can pay your dependants money as a lump sum or as regular payments if you die. It’s designed to provide you with the reassurance that your dependants will be looked after if you’re no longer there to provide. The amount of money paid out depends on the level of cover you buy.
Income Protection Insurance
Income protection insurance pays you a regular income if you can’t work because of sickness or disability and continues until you return to paid work or you retire.
Critical illness cover pays out to you or your family if you die, become terminally ill, or are diagnosed with a specific illness, whichever happens first.
Home insurance is a general term used to describe two very different types of insurance:
Buildings insurance – for permanent fixtures and fittings, like kitchens and bathrooms
Contents insurance – for things you keep in your home, like furniture, TVs, personal belongings and some types of flooring including carpets
You can buy both types of insurance separately, or in many cases, you can get them as a joint policy from one insurance company.
If you are looking to get an insurance quote, get in touch with us at Southwest Mortgages and we can introduce you to J. S. Miller Independent Financial Planning Ltd who will be able to provide you with personalised quotes.
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